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Fast cash · daily cash-out

Deliver or drive, on your schedule

Apps like DoorDash, Instacart and Uber let you start working within days of signing up, and many let you cash out the same day. Here's who can sign up, what you need, and what you really keep.

Facts checked October 14, 2026.

Which app fits you?

How will you get around?

How old are you?

Okay with driving passengers?

Need money within a day?

Tap your answers to see your best matches.

At a glance

Compare the apps

Swipe sideways on a phone. Rules vary by city and state, so the app's own sign-up has the final word.

AppThe workMin. ageGet around byFastest pay

The details

Every app, explained

Know before you sign up

What "independent contractor" really means

Do the math

What you really keep

App earnings aren't take-home pay. Enter a day (or a week) of work to see what's left.

Change gas price or MPG
How we figure this

Count all miles while working, including driving to pickups. The IRS standard mileage rate for business is 76¢ a mile for July–December 2026 (72.5¢ for January–June). It covers gas, wear, repairs, insurance and depreciation, and you can deduct it on your taxes, so track every mile. Self-employment tax is 15.3% of 92.35% of your profit; income tax is extra and depends on your situation. Estimates only, not tax advice.

Getting started

What you'll need

ID & Social Security numberMost apps need your SSN for the background check and tax forms.
A smartphoneiPhone or Android with a data plan. Older phones may crash the apps.
For driving: license, insurance, registrationA valid U.S. license and insurance on the car you use.
A bank account or debit cardFor direct deposit and fast cash-out. Some apps offer their own card.
  1. 1

    Sign up for two or three apps at once. Background checks take anywhere from minutes to several days, and having more than one app keeps you busy when one is slow.

  2. 2

    Turn on the fastest cash-out in each app once you're approved, and check the fee before you use it.

  3. 3

    Start a mileage log on day one. A free app or a notebook works. It can save you real money at tax time.

  4. 4

    Set aside money for taxes from every payout, in a separate account if you can.

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