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Housing help · South Dakota
Rent & mortgage help in South Dakota
Behind on rent, facing eviction, or worried about your mortgage? Start with the section that fits you. Everything here is free.
Links last checked October 26, 2026. Programs open and close, so confirm before you apply.
Call 211Or text your ZIP code to 898-211. Free, 24/7 in most areas: local rent, utility and food help.
HUD counseling line: (800) 569-4287Connects you to a HUD-approved housing counselor, free or low-cost.
Act fast
Got an eviction notice?
- Don't ignore it, and don't move out yet. Read every date on the notice. In most cases a landlord has to go through the court to make you leave, and you have the right to respond.
- Go to your court date. If you miss it, you can lose automatically.
- Get free legal help today. Legal aid offices help low-income tenants for free, and having a lawyer can change the outcome. Use the legal aid finders below.
- Apply for rent help at the same time. Some programs can pay back rent so the case gets dropped. Tell them you have an eviction case, since some programs put those first.
- Keep records. Save every notice, receipt, text and email with your landlord.
Find free legal aid →Legal Services Corporation's map of legal aid offices.
South Dakota tenant rights →Pick South Dakota on LawHelp.org for guides and local legal help.
HUD eviction help for South Dakota →HUD's page of South Dakota eviction prevention resources.
Eviction help HUD lists for South Dakota
- Evictions Laws Database
- South Dakota Consumer Handbook
- South Dakota landlord tenant law
- South Dakota laws for leasing real property
- South Dakota Consumer Protection
- Access to Justice, Inc.
- Dakota Plains Legal Services
- East River Legal Services
- Senior Legal Helpline
- Search online for a HUD-approved housing counselor near you
Get caught up
Behind on rent
- Call 211 (or text your ZIP code to 898-211). Tell them how much you owe and by when. They know which local programs have money right now.
- Contact your community action agency. These local nonprofits often hand out emergency rent and utility money. Find yours by ZIP →
- Talk to your landlord early, before the rent is late if you can. Ask for a payment plan in writing. Use our script →
- Free up money from other bills. Utility help and SNAP food benefits can leave more for rent. National Energy Assistance Referral line: (866) 674-6327.
Programs HUD lists for South Dakota
Longer term
Need cheaper housing
Housing authorities run two big programs. Section 8 (Housing Choice Vouchers) helps pay rent for a home you find. Public housing is apartments they own. Rent is usually about 30% of your income.
- Waitlists are often long or closed. Apply to more than one housing authority. Many let you apply even if you don't live in their area.
- Keep your contact info updated with every list you're on. If they can't reach you when your name comes up, you can lose your spot.
- Ask each office about other programs. Some have shorter waits for seniors, people with disabilities, or veterans.
All 35 housing authorities in South Dakota
- Aberdeen Housing & Redevelopment Commission Aberdeen · Section 8 + public housing
(605) 226-2321 · Email - Brookings Housing & Redevelopment Commission Brookings · Section 8
(605) 692-1670 · Email - Burke Housing and Redevelopment Commission Burke · Public housing
(605) 775-2676 · Email - Canton Housing & Redevopment Commission Canton · Section 8 + public housing
(605) 764-5722 · Email - De Smet Housing & Redevelopment Commission De Smet · Public housing
(605) 854-3213 · Email - Hot Springs Housing and Redevelopment Commission Hot Springs · Public housing
(605) 745-4067 · Email - Howard Housing and Redevelopment Commission Howard · Public housing
(605) 772-5782 · Email - Huron Housing Authority Huron · Section 8
(605) 352-1520 · Email - Kennebec Housing & Redevelopment Commission Kennebec · Public housing
(605) 869-2338 · Email - Lake Andes Housing and Redevelopment Commission Lake Andes · Public housing
(605) 487-7112 · Email - Lake Norden Housing and Redevelopment Commission Lake Norden · Public housing
(605) 785-3870 - Lemmon Housing & Redevelopment Commission Lemmon · Public housing
(605) 374-5963 · Email - City of Lennox Housing and Redevelopment Commission Lennox · Section 8 + public housing
(605) 647-2140 · Email - Madison Housing and Redevelopment Commission Madison · Section 8 + public housing
(605) 256-2112 · Email - Martin Housing & Redevelopment Commission Martin · Public housing
(605) 685-6334 - Milbank Housing & Redevelopment Commission Milbank · Section 8
(605) 432-7519 · Email - Miller Housing & Redevelopment Commision Miller · Public housing
(605) 853-2869 · Email - City of Mitchell Housing & Redevelopment Comm Mitchell · Section 8 + public housing
(605) 996-6811 · Email - Mobridge Housing & Redevelopment Commission Mobridge · Section 8
(605) 845-2560 · Email - Murdo Housing and Redevelopment Commission Murdo · Public housing
(605) 669-2681 · Email - Parker Housing & Redevelopment Commission Parker · Public housing
(605) 297-4918 · Email - Pierre Housing & Redevelopment Commision Pierre · Section 8 + public housing
(605) 773-7425 · Email - Pennington County Housing and Redevelopment Commission Rapid City · Section 8 + public housing
(605) 394-5350 · Email - Redfield Housing and Redevelopment Commission Redfield · Section 8
(605) 472-1175 · Email - Sioux Falls Housing and Redevelopment Commission Sioux Falls · Section 8 + public housing
(605) 332-0704 · Email - Sisseton Housing & Redevelopment Commission Sisseton · Public housing
(605) 698-3463 · Email - Butte County Housing Authority Sturgis · Section 8
(605) 347-3384 · Email - Lawrence County Housing & Redevelopment Commi Sturgis · Section 8
(605) 347-3384 · Email - Meade County Housing and Redevelopment Commission Sturgis · Section 8 + public housing
(605) 347-3384 · Email - Vermillion Housing and Redevelopment Commissi Vermillion · Section 8
(605) 677-7191 · Email - Volga Housing and Redevelopment Commission Volga · Public housing
(605) 627-5249 · Email - Watertown Housing and Redevelopment Commission Watertown · Section 8 + public housing
(605) 886-7731 · Email - Webster Housing & Redevelopment Commission Webster · Public housing
(605) 345-3181 · Email - Wessington Springs Housing and Redevelopment Commission Wessington Springs · Public housing
(605) 539-1560 · Email - Yankton Housing & Redevelopment Commission Yankton · Section 8
(605) 668-5256 · Email
Homeowners
Behind on your mortgage
- Call your mortgage servicer now, the company you send payments to, even if foreclosure has already started. Ask what options they have, such as a repayment plan, forbearance (a pause), or a loan modification.
- Talk to a free HUD-approved housing counselor. They can review your options and help you deal with the servicer. Call (800) 569-4287 or pick one below.
- Ask about state help. Your state's housing finance agency may run programs for homeowners. Check HUD's South Dakota links above, and ask your counselor what's open now.
13 HUD-approved housing counselors in South Dakota
- Cccs of Lss - South Dakota Aberdeen · English, Spanish
(605) 330-2700 · Email · Website - Cccs of Lss - South Dakota Brookings · English, Spanish
(605) 692-9636 · Email · Website - Neighborworks Dakota Home Resources Deadwood · English
(605) 578-1401 · Email · Website - Cccs of Lss - South Dakota Huron · English, Spanish
(888) 258-2227 · Email · Website - Cccs of Lss - South Dakota Mitchell · English, Spanish
(605) 996-0868 · Email · Website - South Dakota Housing Development Authority Pierre · English
(605) 773-3181 · Email · Website - Black Hills Children's Ranch, INC. - Pioneer Credit Counseling Rapid City · English, Spanish
(605) 348-1608 · Email · Website - Consumer Credit Counseling Service of the Black Hills Rapid City · English
(605) 348-4550 · Email · Website - Lutheran Social Services of South Dakota - Cccs Sioux Falls · English, Spanish
(605) 330-2700 · Email · Website - Sioux Empire Housing Partnership Sioux Falls · English
(605) 339-0942 - Northeast South Dakota Community Action Program - Grow South Dakota Sisseton · English
(605) 698-7654 · Email · Website - Cccs of Lss - South Dakota Watertown · English, Spanish
(605) 882-2228 · Email · Website - Cccs of Lss - South Dakota Yankton · English, Spanish
(605) 665-2106 · Email · Website
Foreclosure rescue scams target people in your spot. The FTC warns:
- It's illegal for a company to charge you anything until you have a written offer from your lender that you accept.
- Never sign your home's deed over to anyone. You likely won't get it back, and you still owe the mortgage.
- Anyone who tells you to stop talking to your lender or counselor, or guarantees results, is a red flag.
Near you
Free help near you
HUD-approved housing counselors give free or low-cost help with rent, budgets and avoiding foreclosure. Housing authorities run Section 8 vouchers and public housing.
More official finders
Free legal aid →Legal Services Corporation's map of free legal aid offices. Enter your address.
Your state's legal help site →LawHelp.org: tenant rights guides and legal aid by state.
Community action agency →Local nonprofits that often have emergency rent and utility money. Search by ZIP.
Housing counselor finder →The CFPB's search of HUD's official counselor list.
Other states
Help in another state
Need help right now? Dial 211 or text your ZIP code to 898-211 for local food, rent, and utility help, 24/7 in most areas. More free help →