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Housing help · Oklahoma
Rent & mortgage help in Oklahoma
Behind on rent, facing eviction, or worried about your mortgage? Start with the section that fits you. Everything here is free.
Links last checked October 26, 2026. Programs open and close, so confirm before you apply.
Call 211Or text your ZIP code to 898-211. Free, 24/7 in most areas: local rent, utility and food help.
HUD counseling line: (800) 569-4287Connects you to a HUD-approved housing counselor, free or low-cost.
Act fast
Got an eviction notice?
- Don't ignore it, and don't move out yet. Read every date on the notice. In most cases a landlord has to go through the court to make you leave, and you have the right to respond.
- Go to your court date. If you miss it, you can lose automatically.
- Get free legal help today. Legal aid offices help low-income tenants for free, and having a lawyer can change the outcome. Use the legal aid finders below.
- Apply for rent help at the same time. Some programs can pay back rent so the case gets dropped. Tell them you have an eviction case, since some programs put those first.
- Keep records. Save every notice, receipt, text and email with your landlord.
Find free legal aid →Legal Services Corporation's map of legal aid offices.
Oklahoma tenant rights →Pick Oklahoma on LawHelp.org for guides and local legal help.
HUD eviction help for Oklahoma →HUD's page of Oklahoma eviction prevention resources.
Eviction help HUD lists for Oklahoma
Get caught up
Behind on rent
- Call 211 (or text your ZIP code to 898-211). Tell them how much you owe and by when. They know which local programs have money right now.
- Contact your community action agency. These local nonprofits often hand out emergency rent and utility money. Find yours by ZIP →
- Talk to your landlord early, before the rent is late if you can. Ask for a payment plan in writing. Use our script →
- Free up money from other bills. Utility help and SNAP food benefits can leave more for rent. National Energy Assistance Referral line: (866) 674-6327.
Programs HUD lists for Oklahoma
Longer term
Need cheaper housing
Housing authorities run two big programs. Section 8 (Housing Choice Vouchers) helps pay rent for a home you find. Public housing is apartments they own. Rent is usually about 30% of your income.
- Waitlists are often long or closed. Apply to more than one housing authority. Many let you apply even if you don't live in their area.
- Keep your contact info updated with every list you're on. If they can't reach you when your name comes up, you can lose your spot.
- Ask each office about other programs. Some have shorter waits for seniors, people with disabilities, or veterans.
All 104 housing authorities in Oklahoma
- Housing Authority of the City of Ada Ada · Section 8 + public housing
(580) 436-1613 · Email - Housing Authority of the City of Afton Afton · Public housing
(918) 257-4300 · Email - Housing Authority of the City of Anadarko Anadarko · Public housing
(405) 247-3110 · Email - Housing Authority of the Town of Antlers Antlers · Public housing
(580) 298-5542 · Email - Housing Authority of the Town of Apache Apache · Public housing
(580) 588-3664 · Email - Housing Authority of the City of Atoka Atoka · Public housing
(580) 889-7311 · Email - Housing Authority of the City of Beggs Beggs · Public housing
(918) 267-3211 · Email - Housing Authority of the City of Boley Boley · Public housing
(918) 667-3632 · Email - Housing Authority of the City of Boswell Boswell · Public housing
(580) 239-0772 · Email - Housing Authority of the City of Bristow Bristow · Section 8 + public housing
(918) 367-5558 · Email - Housing Authority of the City of Broken Bow Broken Bow · Section 8 + public housing
(580) 584-6939 · Email - Housing Authority of the Town of Cache Cache · Public housing
(580) 429-3405 · Email - Housing Authority of the Town of Cement Cement · Public housing
(405) 489-3674 - Housing Authority of the Town of Cheyenne Cheyenne · Public housing
(580) 497-3306 · Email - Housing Authority of the Town of Clayton Clayton · Public housing
(918) 569-4434 - Housing Authority of the City of Coalgate Coalgate · Public housing
(580) 927-2575 · Email - Housing Authority of the City of Comanche Comanche · Public housing
(580) 439-5333 · Email - Housing Authority of the City of Commerce Commerce · Public housing
(918) 542-6691 · Email - Housing Authority of the Town of Cushing Cushing · Public housing
(918) 225-7205 · Email - Housing Authority of the Town of Cyril Cyril · Public housing
(580) 464-2439 · Email - Housing Authority of the City of Del City Del City · Public housing
(405) 672-1412 · Email - Housing Authority of the City of Drumright Drumright · Public housing
(918) 352-9539 · Email - Housing Authority of the City of Elk City Elk City · Public housing
(580) 225-0129 · Email - Housing Authority of the Town of Fort Cobb Fort Cobb · Public housing
(405) 643-2111 · Email - Housing Authority of the Town of Fort Gibson Fort Gibson · Section 8 + public housing
(918) 478-2051 · Email - Housing Authority of the City of Geary Geary · Public housing
(405) 884-2710 · Email - Housing Authority of the City of Grandfield Grandfield · Public housing
(580) 479-5256 · Email - Housing Authority of the Town of Granite Granite · Public housing
(580) 535-2134 · Email - Housing Authority of the City of Guthrie Guthrie · Public housing
(405) 282-3246 · Email - Housing Authority of the City of Haileyville Haileyville · Public housing
(918) 731-4296 · Email - Housing Authority of the City of Hartshorne Hartshorne · Public housing
(918) 297-3270 · Email - Housing Authority of the City of Heavener Heavener · Public housing
(918) 653-2500 · Email - Housing Authority of the City of Henryetta Henryetta · Section 8 + public housing
(918) 652-9651 · Email - Housing Authority of the City of Hobart Hobart · Public housing
(580) 726-3121 · Email - Housing Authority of the City of Holdenville Holdenville · Public housing
(405) 379-3375 · Email - Housing Authority of the City of Hugo Hugo · Section 8 + public housing
(580) 326-3348 · Email - Housing Authority of the Town of Hydro Hydro · Public housing
(405) 663-2326 · Email - Housing Authority of the City of Idabel Idabel · Public housing
(580) 286-9444 · Email - Housing Authority of the Town of Indiahoma Indiahoma · Public housing
(580) 429-3405 · Email - Housing Authority of the City of Keota Keota · Public housing
(918) 966-3202 · Email - Housing Authority of the City of Kingston Kingston · Public housing
(580) 564-3309 · Email - Housing Authority of the City of Konawa Konawa · Public housing
(580) 925-3955 · Email - Housing Authority of the City of Krebs Krebs · Public housing
(918) 423-4209 · Email - Housing Authority of the City of Langston Langston · Public housing
(405) 466-2619 · Email - Housing Authority of the City of Lawton Lawton · Section 8 + public housing
(580) 353-7392 · Email - Housing Authority of the Town of Lone Wolf Lone Wolf · Public housing
(580) 846-5401 · Email - Housing Authority of the Caddo Electric Cooperativ Lookeba · Public housing
(405) 457-6323 · Email - Housing Authority of the City of Madill Madill · Public housing
(580) 795-2790 · Email - Housing Authority of the Town of Mangum Mangum · Public housing
(580) 782-3560 · Email - Housing Authority of the City of Maud Maud · Public housing
(405) 374-2800 · Email - Housing Authority of the City of McAlester McAlester · Section 8 + public housing
(918) 423-3345 · Email - Housing Authority of the Cookson Hills Electric Co McCurtain · Public housing
(918) 945-7402 · Email - Housing Authority of the City of Miami,Oklaho Miami · Section 8 + public housing
(918) 542-6691 · Email - Housing Authority of the City of Minco Minco · Public housing
(405) 352-4996 · Email - Housing Authority of the Town of Mountain Park Mountain Park · Public housing
(580) 569-2868 · Email - Housing Authority of the Town of Mountain View Mountain View · Public housing
(580) 752-1234 · Email - Housing Authority of the City of Muskogee Muskogee · Section 8 + public housing
(918) 687-6301 · Email - Housing Authority of the City of Stilwell Muskogee · Section 8 + public housing
(918) 696-2494 · Email - Housing Authority of the City of Newkirk Newkirk · Public housing
(580) 362-3167 · Email - Housing Authority of the City of Norman Norman · Section 8 + public housing
(405) 329-0933 · Email - Housing Authority of the City of Oilton Oilton · Public housing
(918) 639-3046 · Email - Housing Authority of the City of Oklahoma City Oklahoma City · Section 8 + public housing
(405) 239-7551 · Email - Oklahoma Housing Finance Agency Oklahoma City · Section 8
(405) 842-2471 · Email - Housing Authority of the City of Pauls Valley Pauls Valley · Public housing
(405) 238-7507 · Email - Housing Authority of Osage County Pawhuska · Public housing
(918) 287-2270 · Email - Housing Authority of the City of Pawnee Pawnee · Public housing
(918) 762-3316 · Email - Housing Authority of the City of Picher Picher · Public housing
(918) 673-2126 · Email - Housing Authority of the City of Ponca City Ponca City · Section 8 + public housing
(580) 762-4445 · Email - Housing Authority of the Town of Prague Prague · Public housing
(405) 567-3337 · Email - Housing Authority of the Choctaw Electric Cooperat Rattan · Public housing
(580) 587-2485 · Email - Housing Authority of the Town of Ringling Ringling · Public housing
(580) 662-2227 · Email - Housing Authority of the Town of Roosevelt Roosevelt · Public housing
(580) 639-2765 · Email - Housing Authority of the Town of Ryan Ryan · Public housing
(580) 757-2390 · Email - Housing Authority of the City of Sayre Sayre · Public housing
(580) 928-3690 · Email - Housing Authority of the Town of Seiling Seiling · Public housing
(580) 922-4297 · Email - Housing Authority of the City of Seminole Seminole · Section 8 + public housing
(405) 382-3081 · Email - Housing Authority of the City of Shawnee Shawnee · Section 8 + public housing
(405) 275-6330 · Email - Housing Authority of the City of Snyder Snyder · Public housing
(580) 569-2827 · Email - Housing Authority of the Town of Sterling Sterling · Public housing
(580) 365-4862 · Email - Housing Authority of the City of Stigler Stigler · Public housing
(918) 967-2631 · Email - Housing Authority of the City of Stillwater Stillwater · Section 8 + public housing
(405) 372-4906 · Email - Housing Authority of the Town of Stratford Stratford · Public housing
(580) 759-3184 · Email - Housing Authority of the City of Stroud Stroud · Public housing
(918) 968-3485 · Email - Housing Authority of the Town of Talihina Talihina · Public housing
(918) 942-8035 · Email - Housing Authority of the City of Tecumseh Tecumseh · Section 8 + public housing
(405) 598-3244 · Email - Housing Authority of the Town of Temple Temple · Public housing
(580) 342-5013 · Email - Housing Authority of the Town of Terral Terral · Public housing
(580) 437-2433 · Email - Housing Authority of the Town of Tipton Tipton · Public housing
(580) 667-5358 · Email - Housing Authority of the Town of Tishomingo Tishomingo · Public housing
(580) 371-2543 · Email - Housing Authority of the City of Tulsa Tulsa · Section 8 + public housing
(918) 582-0021 · Email - Housing Authority of the Kiamichi Electric Coop Tuskahoma · Public housing
(918) 942-1031 · Email - Housing Authority of the Town of Tuttle Tuttle · Public housing
(405) 381-2721 · Email - Housing Authority of the Town of Valliant Valliant · Public housing
(580) 933-7359 · Email - Housing Authority of the City of Walters Walters · Public housing
(580) 875-2310 · Email - Housing Authority of the City of Watonga Watonga · Public housing
(580) 623-4623 · Email - Housing Authority of the City of Waurika Waurika · Public housing
(580) 228-2976 · Email - Housing Authority of the City of Waynoka Waynoka · Public housing
(580) 824-5331 · Email - Housing Authority of the Town of Weleetka Weleetka · Public housing
(405) 786-2156 · Email - Housing Authority of the City of Wetumka Wetumka · Public housing
(405) 452-3444 · Email - Housing Authority of the City of Wewoka Wewoka · Section 8 + public housing
(405) 257-5717 · Email - Housing Authority of the City of Wilburton Wilburton · Public housing
(918) 465-2134 · Email - Housing Authority of the Town of Wister Wister · Public housing
(918) 655-3323 · Email - Housing Authority of the City of Wynnewood Wynnewood · Public housing
(405) 665-2223 · Email - Housing Authority of the City of Yale Yale · Public housing
(918) 387-2181 · Email
Homeowners
Behind on your mortgage
- Call your mortgage servicer now, the company you send payments to, even if foreclosure has already started. Ask what options they have, such as a repayment plan, forbearance (a pause), or a loan modification.
- Talk to a free HUD-approved housing counselor. They can review your options and help you deal with the servicer. Call (800) 569-4287 or pick one below.
- Ask about state help. Your state's housing finance agency may run programs for homeowners. Check HUD's Oklahoma links above, and ask your counselor what's open now.
6 HUD-approved housing counselors in Oklahoma
- Chickasaw Nation Division of Housing Ada · English
(580) 421-8817 · Website - Housing Authority of the Choctaw Nation of Oklahoma Hugo · English
(580) 326-7521 · Email - Community Action Agency of Oklahoma City and Oklahoma/canadian Counties, INC. Oklahoma City · English
(405) 232-0199 · Website - Neighborhood Housing Services Oklahoma City Oklahoma City · English, Spanish
(405) 231-4663 · Email · Website - Quickcert, INC. Tulsa · English, Spanish
(888) 383-8885 · Email · Website - Tulsa Habitat for Humanity Tulsa · English
(918) 592-4224 · Email · Website
Foreclosure rescue scams target people in your spot. The FTC warns:
- It's illegal for a company to charge you anything until you have a written offer from your lender that you accept.
- Never sign your home's deed over to anyone. You likely won't get it back, and you still owe the mortgage.
- Anyone who tells you to stop talking to your lender or counselor, or guarantees results, is a red flag.
Near you
Free help near you
HUD-approved housing counselors give free or low-cost help with rent, budgets and avoiding foreclosure. Housing authorities run Section 8 vouchers and public housing.
More official finders
Free legal aid →Legal Services Corporation's map of free legal aid offices. Enter your address.
Your state's legal help site →LawHelp.org: tenant rights guides and legal aid by state.
Community action agency →Local nonprofits that often have emergency rent and utility money. Search by ZIP.
Housing counselor finder →The CFPB's search of HUD's official counselor list.
Other states
Help in another state
Need help right now? Dial 211 or text your ZIP code to 898-211 for local food, rent, and utility help, 24/7 in most areas. More free help →