Housing help · New York

Rent & mortgage help in New York

Behind on rent, facing eviction, or worried about your mortgage? Start with the section that fits you. Everything here is free.

Links last checked October 26, 2026. Programs open and close, so confirm before you apply.

Call 211Or text your ZIP code to 898-211. Free, 24/7 in most areas: local rent, utility and food help.

HUD counseling line: (800) 569-4287Connects you to a HUD-approved housing counselor, free or low-cost.

Act fast

Got an eviction notice?

Don't ignore it, and don't move out yet. Read every date on the notice. In most cases a landlord has to go through the court to make you leave, and you have the right to respond.
Go to your court date. If you miss it, you can lose automatically.
Get free legal help today. Legal aid offices help low-income tenants for free, and having a lawyer can change the outcome. Use the legal aid finders below.
Apply for rent help at the same time. Some programs can pay back rent so the case gets dropped. Tell them you have an eviction case, since some programs put those first.
Keep records. Save every notice, receipt, text and email with your landlord.

Find free legal aid →Legal Services Corporation's map of legal aid offices. New York tenant rights →Pick New York on LawHelp.org for guides and local legal help. HUD eviction help for New York →HUD's page of New York eviction prevention resources.

Eviction help HUD lists for New York

Get caught up

Behind on rent

Call 211 (or text your ZIP code to 898-211). Tell them how much you owe and by when. They know which local programs have money right now.
Contact your community action agency. These local nonprofits often hand out emergency rent and utility money. Find yours by ZIP →
Talk to your landlord early, before the rent is late if you can. Ask for a payment plan in writing. Use our script →
Free up money from other bills. Utility help and SNAP food benefits can leave more for rent. National Energy Assistance Referral line: (866) 674-6327.

Programs HUD lists for New York

HRA's Rental Assistance Programs

From HUD's Rental Help: New York page. Watch out for anyone who charges a fee to "help" you apply for rent assistance. Real programs are free.

Longer term

Need cheaper housing

Housing authorities run two big programs. Section 8 (Housing Choice Vouchers) helps pay rent for a home you find. Public housing is apartments they own. Rent is usually about 30% of your income.

Waitlists are often long or closed. Apply to more than one housing authority. Many let you apply even if you don't live in their area.
Keep your contact info updated with every list you're on. If they can't reach you when your name comes up, you can lose your spot.
Ask each office about other programs. Some have shorter waits for seniors, people with disabilities, or veterans.

All 158 housing authorities in New York

Town of Ramapo Housing Authority Airmont · Section 8 + public housing
(845) 357-7171 · Email
Albany Housing Authority Albany · Section 8 + public housing
(518) 641-7500 · Email
Amsterdam Housing Authority Amsterdam · Section 8 + public housing
(518) 842-2894 · Email
Auburn Housing Authority Auburn · Section 8 + public housing
(315) 253-6249 · Email
Batavia Housing Authority Batavia · Public housing
(585) 344-1888
The City of Beacon Housing Authority Beacon · Section 8 + public housing
(845) 831-1289 · Email
Binghamton Housing Authority Binghamton · Section 8 + public housing
(607) 723-9491 · Email
Boonville Housing Authority Boonville · Section 8
(315) 942-5447 · Email
Buffalo Municipal Housing Authority Buffalo · Section 8 + public housing
(716) 855-6711 · Email
City of Buffalo Buffalo · Section 8
(716) 882-0063 · Email
City of North Tonawanda Buffalo · Section 8
(716) 884-7791 · Email
Town of Amherst Buffalo · Section 8
(716) 884-7791 · Email
Canastota Housing Authority Canastota · Section 8
(315) 606-9700 · Email
Canton Housing Authority Canton · Public housing
(315) 386-8381 · Email
Wilna Housing Authority Carthage · Public housing
(315) 493-1480 · Email
Catskill Housing Authority Catskill · Public housing
(518) 943-2900 · Email
Village of Cobleskill Cobleskill · Section 8
(518) 234-7604 · Email
Cohoes Housing Authority Cohoes · Section 8 + public housing
(518) 235-4500 · Email
Cortland Housing Authority Cortland · Section 8 + public housing
(607) 753-1771 · Email
Dolgeville Housing Authority Dolgeville · Section 8
(315) 429-9548 · Email
Dunkirk Housing Authority Dunkirk · Public housing
(716) 366-8740 · Email
Town of East Hampton East Hampton · Section 8
(631) 267-7896 · Email
Ellenville Housing Authority Ellenville · Section 8 + public housing
(845) 647-8686 · Email
Elmira Housing Authority Elmira · Public housing
(607) 737-7100 · Email
Village of Elmira Heights Elmira Heights · Section 8
(607) 734-1531 · Email
Town of Union Community Development Endwell · Section 8
(607) 786-2985 · Email
Village of Fairport Fairport · Section 8
(585) 421-3241 · Email
Town of Brookhaven Dept. of Hsg & Comm Dev Farmingville · Section 8
(631) 451-6600 · Email
Freeport Housing Authority Freeport · Section 8 + public housing
(516) 623-2508 · Email
City of Fulton Fulton · Section 8
(315) 593-7166 · Email
Geneva Housing Authority Geneva · Section 8 + public housing
(315) 789-8010 · Email
Glen Cove Community Development Agency Glen Cove · Section 8
(516) 676-1625 · Email
Glen Cove Public Housing Authority Glen Cove · Public housing
(516) 671-3161 · Email
City of Glens Falls Housing Authority Glens Falls · Section 8 + public housing
(518) 636-2166 · Email
Gloversville Housing Authority Gloversville · Section 8 + public housing
(518) 773-7308 · Email
Village of Great Neck Housing Authority Great Neck · Public housing
(516) 482-2727 · Email
North Fork Hsg Alliance Inc Greenport · Section 8
(631) 477-1070 · Email
Village of Greenport Housing Authority Greenport · Section 8
(631) 477-2391 · Email
Village of Walton Hamden · Section 8
(607) 746-1650 · Email
Town of Southampton Hampton Bays · Section 8
(631) 488-4220 · Email
Village of Hempstead HA Hempstead · Section 8 + public housing
(516) 489-8500 · Email
Herkimer Housing Authority Herkimer · Section 8 + public housing
(315) 866-2252 · Email
Hoosick Housing Authority Hoosick Falls · Section 8 + public housing
(518) 686-7316 · Email
Hornell Housing Authority Hornell · Section 8 + public housing
(607) 324-7912 · Email
Hudson Housing Authority Hudson · Section 8 + public housing
(518) 828-5415 · Email
Town of Huntington Housing Authority Huntington Station · Section 8 + public housing
(631) 427-6220 · Email
Ilion Housing Authority Ilion · Section 8 + public housing
(315) 894-2159 · Email
Ithaca Housing Authority Ithaca · Section 8 + public housing
(607) 273-8629 · Email
Jamestown Housing Authority Jamestown · Section 8 + public housing
(716) 664-3345 · Email
Southern Tier Environments for Living Jamestown · Section 8
(716) 664-5182 · Email
Kenmore Municipal Housing Authority Kenmore · Public housing
(716) 874-6000 · Email
Kingston Housing Authority Kingston · Section 8 + public housing
(845) 331-1955 · Email
Lackawanna Municipal Housing Authority Lackawanna · Public housing
(716) 823-2551 · Email
Little Falls Housing Authority Little Falls · Section 8
(315) 823-2540 · Email
Lockport Housing Authority Lockport · Section 8 + public housing
(716) 434-0001 · Email
Housing Authority of Long Beach Long Beach · Section 8 + public housing
(516) 431-2444 · Email
Malone Housing Authority Malone · Public housing
(518) 483-3070 · Email
Massena Housing Authority Massena · Public housing
(315) 764-1706 · Email
Mechanicville Housing Authority Mechanicville · Section 8 + public housing
(518) 664-9897 · Email
Community Development Corp of Long Island Melville · Section 8
(631) 471-1215 · Email
Mercy Haven Inc. Melville · Section 8
(631) 471-1215 · Email
Village of Kiryas Joel HA Monroe · Section 8 + public housing
(845) 782-7790 · Email
Village of Kaser Monsey · Section 8
(845) 352-2932 · Email
Monticello Housing Authority Monticello · Section 8 + public housing
(845) 794-6855 · Email
Mount Kisco Housing Authority Mount Kisco · Section 8 + public housing
(914) 666-7578 · Email
City of New Rochelle Housing Authority New Rochelle · Section 8
(914) 654-2177 · Email
New Rochelle Housing Authority New Rochelle · Section 8 + public housing
(914) 636-7050 · Email
Village of New Square PHA New Square · Section 8
(845) 354-7774 · Email
NYS Housing Finance Agency New York · Section 8
(212) 872-0683
NYS Housing Trust Fund Corporation New York · Section 8
(212) 480-7221 · Email
New York City Housing Authority New York · Section 8 + public housing
(212) 306-3000 · Email
NYC Dept of Housing Preservation and Dev New York City · Section 8
(917) 286-4300 · Email
Newark Housing Authority Newark · Section 8 + public housing
(315) 331-1574 · Email
Housing Authority of Newburgh Newburgh · Section 8 + public housing
(845) 561-2066 · Email
City of Niagara Falls Niagara Falls · Section 8
(716) 286-8802 · Email
Niagara Falls Housing Authority Niagara Falls · Public housing
(716) 285-6961 · Email
Town of Babylon North Babylon · Section 8
(631) 893-1040
Village of North Syracuse Housing Authority North Syracuse · Section 8
(315) 458-7077 · Email
Norwich Housing Authority Norwich · Section 8 + public housing
(607) 334-5358 · Email
Village of Nyack HA Nyack · Section 8
(845) 353-0563 · Email
Town of Islip Housing Authority Oakdale · Section 8
(631) 589-7100 · Email
Ogdensburg Housing Authority Ogdensburg · Public housing
(315) 393-3710 · Email
Olean Housing Authority Olean · Public housing
(716) 372-8262 · Email
Oneida Housing Authority Oneida · Section 8 + public housing
(315) 363-8450 · Email
Oneonta Housing Authority Oneonta · Section 8 + public housing
(607) 432-0170 · Email
Village of Ossining Section 8 Program Ossining · Section 8
(914) 941-0751 · Email
City of Oswego, Office of Community Dev. Oswego · Section 8
(315) 908-7465 · Email
Village of Patchogue CDA Patchogue · Section 8
(631) 475-4300 · Email
City of Peekskill Peekskill · Section 8
(914) 734-4216 · Email
Peekskill Housing Authority Peekskill · Public housing
(914) 739-1700 · Email
Town of Oyster Bay Housing Authority Plainview · Public housing
(516) 349-1000 · Email
Plattsburgh Housing Authority Plattsburgh · Section 8 + public housing
(518) 561-0720 · Email
Port Chester Housing Authority Port Chester · Public housing
(914) 937-5550 · Email
Port Jervis CDA Port Jervis · Section 8
(845) 858-4000 · Email
Port Jervis Housing Authority Port Jervis · Public housing
(845) 856-8621 · Email
City of Poughkeepsie Poughkeepsie · Section 8
(845) 451-4020 · Email
Poughkeepsie Housing Authority Poughkeepsie · Section 8 + public housing
(845) 485-8862 · Email
Rensselaer Housing Authority Rensselaer · Section 8 + public housing
(518) 436-0230 · Email
Riverhead Housing Development Corproration Riverhead · Section 8
(631) 722-8701 · Email
Rochester Housing Authority Rochester · Section 8 + public housing
(585) 697-3602 · Email
Rockville Centre HA Rockville Centre · Public housing
(516) 536-4343 · Email
Village of Rockville Centre Rockville Centre · Section 8
(516) 678-2661 · Email
Rome Housing Authority Rome · Section 8 + public housing
(315) 337-2600 · Email
Options for Community Living Ronkonkoma · Section 8
(631) 471-1215 · Email
City of Salamanca Salamanca · Section 8
(716) 945-3171 · Email
Harrietstown Housing Authority Saranac Lake · Section 8 + public housing
(518) 891-3050 · Email
City of Johnstown Saratoga Springs · Section 8
(518) 372-4739 · Email
Fort Plain Housing Agency Saratoga Springs · Section 8
(518) 372-8846 · Email
Saratoga Springs Housing Authority Saratoga Springs · Section 8 + public housing
(518) 584-6600 · Email
Town of Bethlehem Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Clifton Park Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Coeymans Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Colonie Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Corinth Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Duanesburg Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Glenville Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Guilderland Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Hadley Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Knox Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Nassau Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Niskayuna Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Rotterdam Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Schodack Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Stillwater Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Waterford Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Wilton Saratoga Springs · Section 8
(518) 885-0091 · Email
Village of Ballston Spa Saratoga Springs · Section 8
(518) 372-4739 · Email
Village of Canajoharie Saratoga Springs · Section 8
(518) 673-2203 · Email
Village of Corinth Saratoga Springs · Section 8
(518) 372-4739 · Email
Village of Green Island Saratoga Springs · Section 8
(518) 372-8846 · Email
Village of Highland Falls Saratoga Springs · Section 8
(518) 372-8846 · Email
Village of Scotia Saratoga Springs · Section 8
(518) 372-4739 · Email
Village of Waterford Saratoga Springs · Section 8
(518) 372-4739 · Email
Town of Saugerties P H A Saugerties · Section 8
(845) 246-2800 · Email
Schenectady Municipal Housing Authority Schenectady · Section 8 + public housing
(518) 386-7000 · Email
North Tarrytown Housing Authority Sleepy Hollow · Public housing
(914) 631-4626 · Email
Village of Spring Valley HA Spring Valley · Section 8
(845) 367-4599 · Email
Village of Spring Valley Housing Authority Spring Valley · Public housing
(845) 352-7677 · Email
St. Johnsville Housing Authority St Johnsville · Section 8 + public housing
(518) 568-2214 · Email
Syracuse Housing Authority Syracuse · Section 8 + public housing
(315) 475-6181 · Email
Village of Manlius Syracuse · Section 8
(315) 424-1821 · Email
Tarrytown Municipal Housing Authority Tarrytown · Public housing
(914) 631-1991 · Email
Troy Housing Authority Troy · Section 8 + public housing
(518) 273-3600 · Email
Tuckahoe HA, Village of Tuckahoe · Section 8
(914) 961-1795 · Email
Tuckahoe Housing Authority Tuckahoe · Public housing
(914) 961-3373 · Email
Tupper Lake Housing Authority Tupper Lake · Public housing
(518) 359-9220 · Email
Town of Hempstead Housing Authority Uniondale · Public housing
(516) 485-9666 · Email
City of Utica Utica · Section 8
(315) 792-0199 · Email
Utica Housing Authority Utica · Section 8 + public housing
(315) 735-5246 · Email
Village of New Hartford Utica · Section 8
(315) 525-4058 · Email
Watertown Housing Authority Watertown · Public housing
(315) 782-1251 · Email
Watervliet Housing Authority Watervliet · Section 8 + public housing
(518) 273-4717 · Email
North Hempstead Housing Authority Westbury · Section 8 + public housing
(516) 627-6433 · Email
Greenburgh Housing Authority White Plains · Section 8 + public housing
(914) 946-2111 · Email
White Plains Housing Authority White Plains · Section 8 + public housing
(914) 949-6462 · Email
Woodridge Housing Authority Woodridge · Public housing
(845) 434-4451 · Email
The Municipal Hsng Authority City Yonkers Yonkers · Section 8 + public housing
(914) 793-8400 · Email
Town of Yorktown Yorktown Heights · Section 8
(914) 962-5757 · Email

Homeowners

Behind on your mortgage

Call your mortgage servicer now, the company you send payments to, even if foreclosure has already started. Ask what options they have, such as a repayment plan, forbearance (a pause), or a loan modification.
Talk to a free HUD-approved housing counselor. They can review your options and help you deal with the servicer. Call (800) 569-4287 or pick one below.
Ask about state help. Your state's housing finance agency may run programs for homeowners. Check HUD's New York links above, and ask your counselor what's open now.

93 HUD-approved housing counselors in New York

Affordable Housing Partnership Albany · English, Spanish
(518) 434-1730 · Email · Website
Pathstone Corporation- Batavia, NY Batavia · English
(585) 343-2188 · Website
Allegany County Community Opportunities and Rural Development (accord) Corp. Belmont · English
(585) 268-7605 · Website
Metro-Interfaith Housing Management Corporation Dba Metro Interfaith Services Binghamton · English
(607) 772-6766 · Email · Website
Bishop Sheen Ecumenical Housing Foundation Bloomfield · English
(585) 657-4114 · Email · Website
Long Island Housing Services, Incorporated Bohemia · English, Spanish
(631) 567-5111 · Email
Neighborhood Housing Services of New York City Bronx Branch Bronx · English, Spanish
(929) 268-3790 · Email · Website
The Bronx Neighborhood Housing Services CDC, INC. Bronx · English, Spanish
(718) 881-1180 · Email · Website
Brooklyn Neighborhood Improvement Association Brooklyn · English
(718) 773-4116 · Website
Community Organization of Southern Brooklyn Brooklyn · English, French, Oth
(718) 435-1300 · Website
Cypress Hills Local Development Corporation Chldc Brooklyn · English, Hindi, Oth, Spanish
(718) 647-2800 · Email · Website
Housing and Family Services of Greater New York, INC. Brooklyn · Can, Chinese, Cre, English, French, Russian, Spanish
(718) 435-7585 · Website
Mhany Management, INC., a Mutual Housing Organization Brooklyn · English, French, Oth, Spanish
(718) 246-8080 · Email · Website
Neighborhood Housing Services of Brooklyn (bedford-Stuyvesant) CDC, INC. (d.b.a. Brooklyn Neighborhood… Brooklyn · English
(718) 919-2100 · Website
Neighborhood Housing Services of Brooklyn CDC, INC. Brooklyn · English
(718) 469-4679 · Email · Website
Neighbors Helping Neighbors, INC. Brooklyn · English
(718) 237-2017 · Email · Website
Pratt Area Community Council Brooklyn · English
(718) 522-2613 · Website
Belmont Housing Resources for Wny, Incorporated Buffalo · Sign language, English, German, Russian, Spanish
(716) 884-7791 · Email · Website
Buffalo Urban League, INC. Buffalo · English
(716) 250-2400 · Website
Nsc (naca Counseling Subsidiary) - Buffalo, NY Buffalo · English, Spanish
(716) 834-6222 · Email · Website
Operation Hope- Buffalo Ny Branch Buffalo · English
(716) 342-5580 · Email · Website
Friends of the North Country Cadyville · English
(518) 293-5045 · Website
Pathstone Corporation- Canandaigua, NY Canandaigua · English
(585) 626-4097 · Website
Putnam County Housing Corporation Carmel · English, Polish, Spanish
(845) 225-8493 · Website
Central Islip Civic Council, INC. Central Islip · English, Spanish
(631) 348-0669
Steuben Churchpeople Against Poverty, INC. D/b/a Arbor Housing and Development Corning · English
(607) 654-7487 · Email · Website
Chautauqua Opportunities, Incorporated Dunkirk · English, Spanish
(716) 661-9430 · Email
Housing Help, Incorporated East Northport · English, Spanish
(631) 754-0373 · Email · Website
Housing Assistance Program of Essex County Elizabethtown · English, Spanish
(518) 873-6888 · Email · Website
Neighborhood Housing Services of Queens, CDC, INC Elmhurst · English
(718) 457-1017 · Email
Catholic Charities, Elmira, NY Elmira · English
(607) 734-9784 · Email · Website
Bishop Sheen Ecumenical Housing Foundation Fairport · English
(585) 461-4263
Margert Community Corporation Far Rockaway · English, Spanish
(718) 471-3724 · Email · Website
Asian Americans for Equality Flushing · Can, Chinese, English
(718) 961-0888 · Email · Website
City of Fulton Community Development Agency Fulton · English
(315) 593-7166 · Email · Website
Family and Children's Association Garden City · English, Spanish
(516) 485-3425 · Email · Website
North Fork Housing Alliance, Incorporated Greenport · English
(631) 477-1070
Delaware Opportunities, Incorporated Hamden · English
(607) 746-1600
Long Island Housing Partnership, INC. Hauppauge · English
(631) 435-4710 · Email · Website
Cambridge Credit Counseling Corporation - New York Branch Hawthorne · English, Polish, Spanish
(888) 656-4396 · Email · Website
Community Development Corporation of Long Island Hempstead · Cre, English, Spanish
(631) 471-1215 · Email · Website
Galvan Housing Resources, INC. Hudson · English
(518) 822-0707
Ithaca Neighborhood Housing Services, INC. Ithaca · English, French, Spanish
(607) 277-4500 · Website
Chhaya Community Development Corporation Jackson Heights · English
(718) 478-3848 · Email · Website
Chautauqua Opportunities, Incorporated Jamestown · English
(716) 661-9430 · Email · Website
Rupco INC. Kingston · English, Spanish
(845) 331-2140 · Email · Website
Rupco, INC. Kingston · English, Spanish
(845) 331-2140 · Website
Urban Upbound Long Island City · English
(718) 571-9151 · Website
Chautauqua Home Rehabilitation and Improvement Corp. (chric) Mayville · English
(716) 753-4650
American Debt Resources Melville · English
(800) 498-0766 · Website
COMMUNITY DEVELOPMENT CORPORATION OF LONG ISLAND dba Community Development Long Island Melville · English, Spanish
(631) 471-1215 · Email · Website
Rockland Housing Action Coalition New City · English
(845) 708-5799 · Email · Website
Asian Americans for Equality New York · Can, Chinese, English
(212) 964-2288 · Website
Greenpath Financial Wellness New York · English, Spanish
(212) 336-9400 · Email · Website
Harlem Community Development Corporation New York · English, Spanish
(212) 961-4100 · Email · Website
Harlem Congregations for Community Improvement New York · English, Spanish
(212) 281-4887 · Email · Website
Housing Partnership Development Corp. New York · English
(646) 217-3370 · Email · Website
Neighborhood Housing Services of New York City (nhs of Nyc) New York · English
(212) 519-2500 · Website
New York Mortgage Coalition New York · English
(212) 742-0762 · Email · Website
Strycker's Bay Neighborhood Council, INC. New York · English
(212) 874-7272 · Website
Pathstone Corporation- Newburgh, NY Newburgh · English
(845) 569-0770 · Website
The Safeguard Group - Housing & Debt Advisors Northport · English
(800) 673-6993 · Email
Opportunities for Chenango, INC. Norwich · English
(607) 334-7114 · Email · Website
Community Housing Innovations, INC. Patchogue · English
(631) 475-6390 · Email · Website
Economic Opportunity Council of Suffolk, INC. Patchogue · English
(631) 968-8000 · Email · Website
The Preservation Company Peekskill · English, Spanish
(914) 595-2692 · Email · Website
Keuka Housing Council Penn Yan · English
(315) 536-8707 · Website
Human Development Services of Westchester, INC. Port Chester · English
(914) 835-8906
Hudson River Housing Poughkeepsie · English, Spanish
(845) 454-5176 · Email · Website
Neighborhood Housing Services of Jamaica Queens · English
(718) 291-7400
Cccs of Rochester-Home Office Rochester · English, Spanish
(888) 724-2227
Greater Rochester Habitat for Humanity Rochester · English
(585) 546-1470 · Email · Website
Nsc (naca Counseling Subsidiary) - Rochester, NY Rochester · English, Spanish
(703) 234-6222 · Email · Website
Pathstone Corporation- New York Rochester · English, Spanish
(585) 546-3700 · Email · Website
The Housing Council at Pathstone, INC. Rochester · English, Spanish
(585) 546-3700 · Website
Urban League of Rochester Dba the Home Store Rochester · English
(585) 325-6530 · Website
Hispanic Brotherhood of Rockville Centre, INC. Rockville Centre · English
(516) 766-6610 · Website
BETTER COMMUNITY NEIGHBORHOODS, INC. (formerly Better Neighborhoods, Inc.) Schenectady · English, Spanish
(518) 372-7616
Chhaya Community Development Corporation-Branch Office South Richmond Hill · English, Hindi, Oth
(718) 478-3848 · Email · Website
Western Catskills Community Revitalization Council, INC Stamford · English
(607) 652-2823
NEIGHBORHOODS FOR A SUSTAINABLE FUTURE fka NHS of Staten Island Staten Island · English
(718) 313-4890 · Email · Website
Northfield Community Local Development Corporation of Staten Island, INC. Staten Island · English, Spanish
(718) 442-7351 · Email · Website
Home Headquarters, INC. Syracuse · English, Spanish
(315) 474-1939 · Website
Syracuse Cooperative Federal Credit Union Syracuse · English, Spanish, Swa
(315) 476-5290 · Email · Website
Housing Action Council INC. Tarrytown · English
(914) 332-4144 · Email · Website
Troy Rehabilitation and Improvement Program Troy · English
(518) 690-0020 · Website
Unhs Neighborworks Homeownership Center Utica · Arabic, Sign language, Khmer, Can, Chinese, Cre, Cze, English, Farsi, French,…
(315) 724-4197 · Email · Website
Albany County Rural Housing Alliance, INC. Voorheesville · English
(518) 765-2425
Rupco INC. Walden · English, Spanish
(845) 331-2140 · Email · Website
Neighbors of Watertown, INC. Watertown · English
(315) 782-8497 · Website
Parachute Credit Counseling, Inc. West Seneca · English
(800) 926-9685
Community Housing Innovations, INC White Plains · English
(914) 683-1010 · Email · Website
Westchester Residential Opportunities, Incorporated White Plains · English, French, Italian, Oth, Spanish
(914) 428-4507 · Email · Website

Foreclosure rescue scams target people in your spot. The FTC warns:

It's illegal for a company to charge you anything until you have a written offer from your lender that you accept.
Never sign your home's deed over to anyone. You likely won't get it back, and you still owe the mortgage.
Anyone who tells you to stop talking to your lender or counselor, or guarantees results, is a red flag.

Near you

Free help near you

HUD-approved housing counselors give free or low-cost help with rent, budgets and avoiding foreclosure. Housing authorities run Section 8 vouchers and public housing.

More official finders

Free legal aid →Legal Services Corporation's map of free legal aid offices. Enter your address. Your state's legal help site →LawHelp.org: tenant rights guides and legal aid by state. Community action agency →Local nonprofits that often have emergency rent and utility money. Search by ZIP. Housing counselor finder →The CFPB's search of HUD's official counselor list.

Other states

Help in another state

See all 50 states and DC →

Need help right now? Dial 211 or text your ZIP code to 898-211 for local food, rent, and utility help, 24/7 in most areas. More free help →