Home › Rent & mortgage help › Missouri
Housing help · Missouri
Rent & mortgage help in Missouri
Behind on rent, facing eviction, or worried about your mortgage? Start with the section that fits you. Everything here is free.
Links last checked October 26, 2026. Programs open and close, so confirm before you apply.
Call 211Or text your ZIP code to 898-211. Free, 24/7 in most areas: local rent, utility and food help.
HUD counseling line: (800) 569-4287Connects you to a HUD-approved housing counselor, free or low-cost.
Act fast
Got an eviction notice?
- Don't ignore it, and don't move out yet. Read every date on the notice. In most cases a landlord has to go through the court to make you leave, and you have the right to respond.
- Go to your court date. If you miss it, you can lose automatically.
- Get free legal help today. Legal aid offices help low-income tenants for free, and having a lawyer can change the outcome. Use the legal aid finders below.
- Apply for rent help at the same time. Some programs can pay back rent so the case gets dropped. Tell them you have an eviction case, since some programs put those first.
- Keep records. Save every notice, receipt, text and email with your landlord.
Eviction help HUD lists for Missouri
Get caught up
Behind on rent
- Call 211 (or text your ZIP code to 898-211). Tell them how much you owe and by when. They know which local programs have money right now.
- Contact your community action agency. These local nonprofits often hand out emergency rent and utility money. Find yours by ZIP →
- Talk to your landlord early, before the rent is late if you can. Ask for a payment plan in writing. Use our script →
- Free up money from other bills. Utility help and SNAP food benefits can leave more for rent. National Energy Assistance Referral line: (866) 674-6327.
Programs HUD lists for Missouri
Longer term
Need cheaper housing
Housing authorities run two big programs. Section 8 (Housing Choice Vouchers) helps pay rent for a home you find. Public housing is apartments they own. Rent is usually about 30% of your income.
- Waitlists are often long or closed. Apply to more than one housing authority. Many let you apply even if you don't live in their area.
- Keep your contact info updated with every list you're on. If they can't reach you when your name comes up, you can lose your spot.
- Ask each office about other programs. Some have shorter waits for seniors, people with disabilities, or veterans.
All 123 housing authorities in Missouri
- Housing Authority of the City of Alton Alton · Public housing
(417) 778-6564 · Email - Anderson Housing Authority Anderson · Public housing
(417) 845-6351 · Email - St. Clair County Housing Authority Appleton City · Section 8
(660) 476-2185 · Email - Aurora Housing Authority Aurora · Public housing
(417) 678-5437 · Email - Housing Authority of the City of Ava Ava · Public housing
(417) 683-5252 · Email - Housing Authority of the City of Bernie Bernie · Public housing
(573) 293-5798 · Email - Bethany Housing Authority Bethany · Public housing
(660) 425-3349 · Email - Housing Authority of the City of Bloomfield Bloomfield · Public housing
(573) 568-2193 · Email - Housing Authority of the City of Boonville Boonville · Public housing
(660) 882-7332 · Email - Housing Authority of the City of Bowling Green Bowling Green · Public housing
(573) 324-5203 · Email - Lincoln County Public Housing Agency Bowling Green · Section 8
(573) 324-2055 · Email - Branson Housing Authority Branson · Public housing
(417) 334-4236 · Email - Brookfield Housing Authority Brookfield · Public housing
(660) 258-3959 · Email - Brunswick Housing Authority Brunswick · Public housing
(660) 548-3896 · Email - Housing Authority of the City of Cabool Cabool · Section 8 + public housing
(417) 962-3050 · Email - Housing Authority of the City of Cameron Cameron · Public housing
(816) 632-2938 · Email - Housing Authority of the City of Campbell Campbell · Public housing
(573) 246-3103 · Email - Housing Authority of the City of Cardwell Cardwell · Public housing
(573) 654-3557 · Email - Carrollton Housing Authority Carrollton · Section 8 + public housing
(660) 542-3787 · Email - Housing Authority of the City of Caruthersville Caruthersville · Public housing
(573) 333-4461 · Email - Housing Authority of the City of Chaffee Chaffee · Public housing
(573) 887-3768 · Email - Housing Authority of the City of Charleston Charleston · Public housing
(573) 683-2172 · Email - Chillicothe Housing Authority Chillicothe · Section 8 + public housing
(660) 646-3215 · Email - Housing Authority of the City of Clarkton Clarkton · Public housing
(573) 448-3838 · Email - Clinton Housing Authority Clinton · Public housing
(660) 885-5852 · Email - Boone County Public Housing Agency Columbia · Section 8
(573) 443-8706 · Email - Housing Authority of the City of Columbia, MO Columbia · Section 8 + public housing
(573) 443-2556 · Email - Housing Authority of the City of Dexter Dexter · Public housing
(573) 624-2540 · Email - Housing Authority of the City of East Prairie East Prairie · Public housing
(573) 649-3010 · Email - Excelsior Springs Housing Authority Excelsior Springs · Section 8 + public housing
(816) 630-7361 · Email - Housing Authority of the City of Fayette Fayette · Public housing
(660) 248-2213 · Email - Housing Authority of the City of Festus Festus · Public housing
(636) 937-0044 · Email - Housing Authority of the City of Fulton Fulton · Public housing
(573) 642-7611 · Email - Housing Authority of the City of Gideon Gideon · Public housing
(573) 448-3215 · Email - Housing Authority of the City of Glasgow Glasgow · Public housing
(660) 338-2151 · Email - Housing Authority of the City of Hannibal Hannibal · Section 8 + public housing
(573) 221-7575 · Email - Housing Authority of the City of Hayti Hayti · Public housing
(573) 359-0698 · Email - Housing Authority of the City of Hayti Heights Hayti Heights · Public housing
(573) 359-2710 · Email - Higginsville Housing Authority Higginsville · Public housing
(660) 584-3911 · Email - Franklin County Public Housing Agency Hillsboro · Section 8
(636) 789-2686 · Email - Housing Authority of the City of Holcomb Holcomb · Public housing
(573) 792-3576 · Email - Housing Authority of the City of Hornersville Hornersville · Public housing
(573) 737-2533 · Email - Housing Authority of the City of Houston Houston · Section 8 + public housing
(417) 967-3394 · Email - Housing Authority of the City of Independence Independence · Section 8 + public housing
(816) 836-9200 · Email - Housing Authority of the City of Jefferson Jefferson City · Section 8 + public housing
(573) 635-6163 · Email - ESCSWA dba Jasper Cty Public Housing Agency Joplin · Section 8
(417) 627-2022 · Email - Housing Authority of the City of Joplin, MO Joplin · Section 8 + public housing
(417) 624-4514 · Email - Housing Authority of Kansas City, Missouri Kansas City · Section 8 + public housing
(816) 968-4100 · Email - Housing Authority of the City of Kennett Kennett · Public housing
(573) 888-4612 · Email - Housing Authority of the City of Kirksville Kirksville · Section 8 + public housing
(660) 665-8539 · Email - Housing Authority of the City of Kirkwood Kirkwood · Public housing
(314) 966-5610 · Email - Lanagan Housing Authority Lanagan · Public housing
(417) 845-6351 · Email - Housing Authority of the City of Lancaster Lancaster · Public housing
(660) 457-3030 · Email - Lawson Housing Authority Lawson · Public housing
(816) 296-7150 · Email - Lebanon Housing Authority Lebanon · Public housing
(417) 532-4912 · Email - Lee's Summit Housing Authority Lees Summit · Section 8 + public housing
(816) 524-1100 · Email - Lexington Housing Authority Lexington · Public housing
(660) 259-4232 · Email - Liberty Housing Authority Liberty · Section 8
(816) 792-1113 · Email - Housing Authority of the City of Macon Macon · Public housing
(660) 385-5781 · Email - Housing Authority of the City of Malden Malden · Public housing
(573) 276-3706 · Email - Housing Authority of the City of Mansfield Mansfield · Public housing
(417) 924-8316 · Email - Marceline Housing Authority Marceline · Public housing
(660) 376-3101 · Email - Marionville Housing Authority Marionville · Public housing
(417) 258-7665 · Email - Lafayette County Housing Authority Marshall · Section 8
(660) 886-7476 · Email - Marshall Housing Authority Marshall · Section 8 + public housing
(660) 886-9664 · Email - Maryville Housing Authority Maryville · Section 8 + public housing
(660) 582-3601 · Email - Nodaway County Housing Authority Maryville · Section 8
(660) 582-3113 · Email - Housing Authority of the City of Memphis Memphis · Public housing
(660) 465-2261 · Email - Scotland County Public Housing Agency Memphis · Section 8
(660) 465-7281 · Email - Housing Authority of the City of Mexico Mexico · Section 8 + public housing
(573) 581-2294 · Email - Housing Authority of the City of Moberly Moberly · Public housing
(660) 263-3950 · Email - Housing Authority of the City of Morehouse Morehouse · Public housing
(573) 667-5579 · Email - Mound City Housing Authority Mound City · Public housing
(660) 442-3832 · Email - Housing Authority of the City of Mountain Grove Mountain Grove · Public housing
(417) 926-3142 · Email - Neosho Housing Authority Neosho · Public housing
(417) 451-5303 · Email - Nevada Housing Authority Nevada · Section 8 + public housing
(417) 448-2730 · Email - Housing Authority of the City of New Madrid New Madrid · Section 8 + public housing
(573) 748-2417 · Email - Noel Housing Authority Noel · Public housing
(417) 475-3195 · Email - Housing Authority of the City of Norwood Norwood · Public housing
(417) 926-3142 · Email - St Charles County Housing Assistance Program O Fallon · Section 8
(573) 324-2055 · Email - Osceola Housing Authority Osceola · Public housing
(417) 646-8019 · Email - St. Francois County Public Housing Agency Park Hills · Section 8
(573) 431-5391 · Email - Pineville Housing Authority Pineville · Public housing
(417) 737-9627 · Email - Plattsburg Housing Authority Plattsburg · Public housing
(816) 539-2755 · Email - Housing Authority of the City of Poplar Bluff Poplar Bluff · Public housing
(573) 785-8265 · Email - Ripley County Public Housing Agency Poplar Bluff · Section 8
(573) 785-6402 · Email - Housing Authority of the City of Portageville Portageville · Public housing
(573) 379-3479 · Email - Housing Authority of the City of Potosi Potosi · Public housing
(573) 438-2362 · Email - Princeton Housing Authority Princeton · Public housing
(660) 748-4300 · Email - Republic Housing Authority Republic · Public housing
(417) 732-7260 · Email - Pulaski County Housing Authority Richland · Section 8
(573) 765-4509 · Email - Richland Housing Authority Richland · Public housing
(573) 765-3448 · Email - Ray County Housing Authority Richmond · Section 8
(816) 470-2308 · Email - Richmond Housing Authority Richmond · Public housing
(816) 470-2308 - Housing Authority of the City of Rolla Rolla · Section 8 + public housing
(573) 364-6460 · Email - Housing Authority of the City of St. Charles Saint Charles · Section 8 + public housing
(636) 946-6577 · Email - Phelps County Public Housing Agency Saint James · Section 8
(573) 265-4200 · Email - St. Joseph Housing Authority Saint Joseph · Section 8 + public housing
(816) 236-8200 · Email - Housing Authority of St. Louis County Saint Louis · Section 8 + public housing
(314) 428-3200 · Email - Housing Authority of the City of Hillsdale Saint Louis · Public housing
(314) 428-3200 · Email - Housing Authority of the City of Olivette Saint Louis · Public housing
(314) 428-3200 · Email - Housing Authority of the City of Pagedale Saint Louis · Public housing
(314) 428-3200 · Email - St. Louis Housing Authority Saint Louis · Section 8 + public housing
(314) 286-4355 · Email - Housing Authority of the City of Sainte Genevieve Sainte Genevieve · Public housing
(573) 883-2160 · Email - Housing Authority of the City of Salem Salem · Public housing
(573) 729-6453 · Email - Housing Authority of the City of Illmo Scott City · Public housing
(573) 264-2161 · Email - Housing Authority of the City of Sedalia, MO Sedalia · Section 8 + public housing
(660) 827-1400 · Email - Housing Authority of the City of Senath Senath · Public housing
(573) 738-2209 · Email - Housing Authority of the City of Sikeston Sikeston · Section 8 + public housing
(573) 471-3012 · Email - Slater Housing Authority Slater · Public housing
(660) 529-2501 · Email - Smithville Housing Authority Smithville · Public housing
(816) 532-3744 · Email - Housing Authority of Southwest City South West City · Public housing
(417) 762-3487 · Email - Dallas County Public Housing Agency-OACAC Springfield · Section 8
(417) 864-3444 · Email - Springfield Housing Authority Springfield · Section 8 + public housing
(417) 866-4329 · Email - Housing Authority of the City of Steele Steele · Public housing
(573) 695-3771 · Email - Tarkio Housing Authority Tarkio · Public housing
(660) 736-4212 · Email - Housing Authority of the City of Thayer Thayer · Public housing
(417) 264-7858 · Email - Housing Authority of the City of Vandalia Vandalia · Public housing
(573) 594-3712 · Email - Housing Authority of the City of Wardell Wardell · Public housing
(573) 479-8710 · Email - Webb City Housing Authority Webb City · Public housing
(417) 673-2288 · Email - Housing Authority of the City of West Plains West Plains · Section 8 + public housing
(417) 256-6663 · Email - Howell County Public Housing Agency West Plains · Section 8
(417) 256-6147 · Email - Weston Housing Authority Weston · Section 8
(816) 640-5711 · Email
Homeowners
Behind on your mortgage
- Call your mortgage servicer now, the company you send payments to, even if foreclosure has already started. Ask what options they have, such as a repayment plan, forbearance (a pause), or a loan modification.
- Talk to a free HUD-approved housing counselor. They can review your options and help you deal with the servicer. Call (800) 569-4287 or pick one below.
- Ask about state help. Your state's housing finance agency may run programs for homeowners. Check HUD's Missouri links above, and ask your counselor what's open now.
18 HUD-approved housing counselors in Missouri
- North East Community Action Corporation Bowling Green · English
(573) 324-2231 · Website - Love Columbia Columbia · English
(573) 256-7662 - Community Services League Independence · English
(816) 254-4100 · Website - Credit & Homeownership Empowerment Services, INC. Kansas City · English, Spanish
(816) 533-7417 · Email · Website - Habitat for Humanity of Kansas City Kansas City · English
(816) 924-1096 - Nsc (naca Counseling Subsidiary) - Kansas City, MO Kansas City · English, Spanish
(816) 531-6222 · Email · Website - Better Family Life, INC. Saint Louis · English
(314) 367-3440 · Email · Website - Beyond Housing Saint Louis · English
(314) 533-0600 · Email · Website - Community Action Agency of St. Louis County, INC. (caastlc) Saint Louis · English
(314) 863-0015 · Website - Housing Options Provided for the Elderly (h.o.p.e) Saint Louis · English
(844) 432-6467 · Email · Website - Justine Petersen Housing and Reinvestment Corporation Saint Louis · English
(314) 533-2411 · Email · Website - Nsc (naca Counseling Subsidiary) - St. Louis, MO Saint Louis · English, Spanish
(314) 645-8333 · Email · Website - The Housing Partnership, INC. Saint Louis · English
(314) 631-9905 · Email · Website - Urban League of Metropolitan Saint Louis - St. Louis County Operations Saint Louis · English
(314) 615-3600 · Email · Website - Urban League of Metropolitan Saint Louis INC - Ferguson Community Empowerment Center Saint Louis · English
(314) 615-3644 · Email · Website - Urban League of Metropolitan Saint Louis INC - Peter H. Bunce Water Tower Center Saint Louis · English
(314) 615-3644 · Email · Website - Urban League of Metropolitan Saint Louis, INC. Saint Louis · English
(314) 615-3600 · Website - Cambridge Credit Counseling Corporation - Springfield Branch Springfield · English, Polish, Spanish
(417) 889-7474 · Email · Website
- It's illegal for a company to charge you anything until you have a written offer from your lender that you accept.
- Never sign your home's deed over to anyone. You likely won't get it back, and you still owe the mortgage.
- Anyone who tells you to stop talking to your lender or counselor, or guarantees results, is a red flag.
Near you
Free help near you
HUD-approved housing counselors give free or low-cost help with rent, budgets and avoiding foreclosure. Housing authorities run Section 8 vouchers and public housing.
More official finders
Other states
Help in another state
Need help right now? Dial 211 or text your ZIP code to 898-211 for local food, rent, and utility help, 24/7 in most areas. More free help →